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This Malone Bay Lakefront Lot Will Make You An Ideal Retirement Location

admin — Mon, 08 Mar 2010 11:36:37 +0000

The Malone Bay community features 18 lots at W. Kerr Scott Dam & Reservoir. Fourteen (14) are Lakefront and meet private dock requirements. All lots have access to public water, saving owners from $5,000 to $10,000 on drilling a well. These lots have public water and will save you the cost of drilling a well. The entire development also features underground utilities.

This is a gated community with lots ranging from 2.3+- acres to 6.8+- acres on the Hwy 421 side of the lake just off South Minton Road, Wilkesboro, NC 28697

W. Kerr Scott Lake is 1500 acres with 50 miles of shoreline and is controlled by the US Army Corps of Engineers. It is clean water with good fishing and is excellent for boating, kayaking, skiing, and swimming. The property is surrounded by National Parks. Wilkesboro is a beautiful community and town with friendly people. It is located just 40 miles east of Boone and Blowing Rock, NC and one and a half hours northwest of Charlotte.

Lot #10

MLS Number: 54632
List Price: $450,000
Lot Size: 2.8 acres
WATERFRONT, PRIVATE DOCK PERMIT, GATED COMMUNITY, PUBLIC WATER, UNDERGROUND UTILITIES
Wilkes MLS Area 2
Suitable Use: Residential, Single Family
Topography: Rolling, Lake/Pond, Exceptional View
Utilities: Underground Utilities
Water/Sewer: Public Water, None-Sewer
Road Frontage: Private Road, Paved Road, Road Maintenance Agreement
Miscellaneous: 1-5 Acres, Hardwoods
Location: Malone Way

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Low Rates Help Make Home Buying More Affordable For Baby Boomers

admin — Fri, 05 Mar 2010 11:48:25 +0000

Freddie Mac (NYSE:FRE) today released the results of its Primary Mortgage Market Survey® (PMMS®) in which the 30-year fixed-rate mortgage (FRM) averaged 4.97 percent with an average 0.7 point for the week ending March 4, 2010, down from last week when it averaged 5.05 percent. Last year at this time, the 30-year FRM averaged 5.15 percent.

The 15-year FRM this week averaged 4.33 percent with an average 0.7 point, down from last week when it averaged 4.40 percent. A year ago at this time, the 15-year FRM averaged 4.72 percent.

The 5-year Treasury-indexed hybrid adjustable-rate mortgage (ARM) averaged 4.11 percent this week, with an average 0.6 point, down from last week when it averaged 4.16 percent. A year ago, the 5-year ARM averaged 5.08 percent.

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Retirement With Income Potential With This Valle Crucis Luxury Estate

admin — Mon, 01 Mar 2010 12:29:40 +0000

High in the lush Blue Ridge mountains of North Carolina at 3600 foot elevation on 40 acres of rolling hills sits this expansive, bucolic family complex with 360 degrees of spectacular panoramic views.

This estate includes a luxurious 5,200 square foot family mansion with every amenity and five (5) individual 1400 square foot, two bedroom, two bath extended family cottages.

Unique to this property is a four acre barnyard complex with a 950 square foot barn equipped with electricity and running water, tack room, loft, baby animal paddock, and three fenced and gated pastures. You will also find a 40,000 gallon koi pond fed by an onsite spring and stocked with 200 koi fish. For the young folks, there is a children’s playground, complete with climbing wall, swings, slides, a basketball court, and a 25 foot play fort.

Valle Crucis is in Watauga County, west of Boone and only a few hours from the jamming traffic of bigger cities. Day and weekend getaways are possible, but most eventually return for a much longer stay.

At over 3,000 feet elevation, Valle Crucis is famous for it’s abundance of North Carolina Christmas Tree farms. Valle Crucis is a vacation and retirement paradise with hiking, canoeing, fishing, swimming, mountain biking, horseback riding, skiing, golf and much more.

With both the Blue Ridge Parkway and numerous ski slopes nearby, visitors to Valle Crucis come to experience cool summer breezes, spectacular mountain scenery and outdoor recreation.

Contact Elizabeth Carter, 336.973.5594 or Greg Stikeleather, Broker, 704.880.5247 or email eacarter@charter.net

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The Home Buyer Tax Credit For The Retired Boomers

admin — Fri, 26 Feb 2010 11:58:32 +0000

Homeowners filing for the home buyer tax credit are not allowed to use electronic filing and must file hard copies due to special documentation requirements. Earlier this year, the Internal Revenue Service (IRS) deployed new home buyer tax credit forms and instructions requiring forms that will force taxpayers to file on paper, rather than electronically.

The new home buyer tax credit filing rules are to ward off a repeat of 90,000 taxpayers who fraudulently claimed the credit, according to the U.S. Treasury. Under the new and expanded home buyer tax credit rule , the credit is worth up to $8,000 for first-time home buyers and up to $6,500 for qualifying existing home buyers, in both cases, who buy a primary residence or have one built.

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A Malone Bay Lakefront Lot Will Make An Ideal Retirement Venue

admin — Mon, 22 Feb 2010 11:34:58 +0000

This is a gated community with lots ranging from 2.3+- acres to 6.8+- acres on the Hwy 421 side of the lake just off South Minton Road, Wilkesboro, NC 28697

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Enjoy This New River Lot For A Unique Retirement

admin — Mon, 15 Feb 2010 11:30:15 +0000

Waterfront on New River

Heritage Estates Lot 46. 1.3 acres. 100 feet on the river. Anchored gazebo stays. Septic permit. Shared well. Graded and ready to build on. Paved road.

MLS Number: 54345
List Price: $110,000

Very nice lot on New River. Good neighborhood, paved road to lot. Over 100′ on river, has a new gazebo anchored on lot that stays. Septic permit has been pulled as per seller. Grading has been done and shared well on lot. Ready to build on.

Ashe County
Lot Size, Apx Acreage: 1.37
Type: Waterfront
Suitable Use: Residential
Topography: Level, Stream/Creek
Utilities: Total Electric
Water/Sewer: Community Water, Septic Tank
Road Frontage: Private Road, Paved Road
Miscellaneous: 1-5 Acres

click here for moreEnjoy This New River Lot For Country Living

Malone Bay Lakefront Lot Retirement Special

admin — Mon, 08 Feb 2010 16:55:04 +0000

This is a gated community with lots ranging from 2.3+- acres to 6.8+- acres on the Hwy 421 side of the lake just off South Minton Road, Wilkesboro, NC 28697

Lot #10

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Valle Crucis Luxury Estate, Your Perfect Retirement

admin — Mon, 01 Feb 2010 12:53:20 +0000

This estate includes a luxurious 5,200 square foot family mansion with every amenity and five (5) individual 1400 square foot, two bedroom, two bath extended family cottages.

With both the Blue Ridge Parkway and numerous ski slopes nearby, visitors to Valle Crucis come to experience cool summer breezes, spectacular mountain scenery and outdoor recreation.

Contact Elizabeth Carter, 336.973.5594 or Greg Stikeleather, Broker, 704.880.5247 or email eacarter@charter.net

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Foreclosure Rescue For Baby Boomers

admin — Fri, 29 Jan 2010 11:47:31 +0000

Under fire for the low number of people receiving long-term mortgage help, the Treasury Department on Thursday announced new guidelines that will require applicants to provide all paperwork before getting a trial modification.

The new policy will make it harder for troubled homeowners to start the process, but it should make it easier for them to qualify for permanent assistance under President’s Obama foreclosure prevention plan.

The administration’s $75 billion housing effort has been plagued by paperwork problems since it launched last April.

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Enjoy Your Retirement On A Malone Bay Lakefront Lot

admin — Mon, 25 Jan 2010 12:32:05 +0000

This is a gated community with lots ranging from 2.3+- acres to 6.8+- acres on the Hwy 421 side of the lake just off South Minton Road, Wilkesboro, NC 28697

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More Workers Taking Home Work

admin — Sat, 23 Jan 2010 12:30:38 +0000

Nearly half of U.S. adults bring their work home and many say work interferes with family life, a new survey finds.
Advertisement

The survey of 1,800 American workers finds work interferes with family, social or leisure life at least sometimes for almost 50 percent of the participants.

* People with college or postgraduate degrees tend to report their work interferes with their personal life more than those with a high school degree.
* Professionals tend to report their work interferes with their home life more than all other workers.
* Working long hours (50-plus per week) is associated with more work interference at home; and the more control people have over the timing of their work, the more likely they are to find it disrupts home life.

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Fannie Mae To Help Sell Off Florida Condo Surplus

admin — Fri, 15 Jan 2010 12:15:56 +0000

Investors and condo sellers in Florida could be major beneficiaries of a new policy by Fannie Mae that’s designed to provide more mortgage money to stimulate sales. Last week Fannie announced an easing of its tough previous rules on spot loans in dozens of condo projects throughout Florida, including 51 buildings in the hard-hit Miami area with more than 17,000 units.

Fannie Mae said it would now provide “special approvals” for loans on units in condo projects that otherwise wouldn’t qualify for financing because of a variety of issues — from excessive unpaid condo association fees to high concentrations of investor units. The company also said it is dispatching a team of analysts who will look at condo projects throughout the state to determine whether to grant exceptions to its rules – and pump up sales volume.

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Retire This Year On Your New River Building Lot Ashe County NC

admin — Mon, 11 Jan 2010 11:34:29 +0000

Waterfront on New River

Heritage Estates Lot 46. 1.3 acres. 100 feet on the river. Anchored gazebo stays. Septic permit. Shared well. Graded and ready to build on. Paved road.

MLS Number: 54345
List Price: $110,000

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Shopping For Car Insurance

admin — Fri, 08 Jan 2010 11:39:40 +0000

For many drivers out there having their car insured costs quite a lot of money every year, with car insurance making up a hefty part of the budget. Depending on the number of cars, their models and makes, your driving and credit records, and location auto insurance can cost thousands of dollars per year. And of course, people want to keep this number as low as possible, while still having the right amount of coverage. If you feel that your insurance costs are way too high and can be cut down, here are some helpful tips on how to do it right.

Do some comparison shopping

There’s a very fierce competition in the insurance market with numerous players striving to attract customers any way they can. Having such a wide selection of companies these days all it takes is to shop around for some time. You’ll definitely be amazed how two similar offers can differ in price when coming from two different companies.

With the advent of easy access to insurance through numerous online sites, there’s a limitless possibility to shop around without even picking up the phone. However, don’ limit yourself only to online sales, as your local providers can have good rates too, so it never hurts to see what they have to offer.

Opt for discounts

Are you a good student? Have a clean driving record? Your annual mileage is below 10,000 miles? Or you are a member of a special club? You can receive a discount for your achievements, it only takes to ask your insurance agent what discounts your insurance company provides and what are the requirements.

Also keep in mind about having multiple policies from a single provider. Most insurance companies, which offer various insurance products – car, health, homeowners, life – provide customers with discounts if they have more than one policy with them. Such discounts can help you save up to 20% of your initial premiums.

Buy a cheaper car

The car you try to insure plays a determining role in your insurance rates. The faster, powerful and expensive your car is, the more costly it will be to insure. Such cars are also much likely to be stolen, which pushes their insurance rates even higher. So if you want cheap car insurance, it is better to find a medium-sized car with a package of safety features and reasonable repair costs. Insurance companies often inform users about their safety ratings by car make and model, so check them out!

Work with a reliable insurer

When looking for cheap car insurance you are likely to get offers from different companies, both big and small. And it’s always better to get your insurance from a reputable enterprise that is known for processing claims promptly and being respectful to their customers. No cheap car insurance policy will save you from the headache of working with an unreliable provider, which doesn’t provide you with necessary coverage and customer support. Ask other customers how they feel about a particular company, learn if there were any complaints about it. The best source for such information is your state’s insurance department.

A Retirement Paradise Malone Bay Lakefront Lot

admin — Mon, 04 Jan 2010 13:20:12 +0000

This is a gated community with lots ranging from 2.3+- acres to 6.8+- acres on the Hwy 421 side of the lake just off South Minton Road, Wilkesboro, NC 28697

Lot #10

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